SBA lending by metro area
SBA lenders in Bend, OR
Which lenders fund Bend-area businesses, how much, and how the market compares with Oregon: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Bend area
Ranked by SBA volume funded to businesses located in the Bend metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Evergreen Business Capital | 88 | $65.2M | $741K | not reported |
| 2 | First Interstate Bank | 140 | $46.0M | $329K | 2.86% |
| 3 | U.S. Bank, National Association | 215 | $39.3M | $183K | 1.40% |
| 4 | Live Oak Banking Company | 26 | $38.8M | $1.5M | 0.00% |
| 5 | Wells Fargo Bank National Association | 77 | $38.1M | $495K | 2.60% |
| 6 | Columbia Bank | 109 | $34.9M | $320K | 1.83% |
| 7 | Summit Bank | 39 | $26.2M | $671K | 5.13% |
| 8 | The Huntington National Bank | 35 | $18.3M | $524K | 0.00% |
| 9 | Readycap Lending, LLC | 14 | $12.9M | $924K | not reported |
| 10 | JPMorgan Chase Bank, National Association | 52 | $9.6M | $184K | 3.85% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Bend compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Bend area | $200K ▲ 33.3% | 10.9% ▲ 2.7 pts |
| Oregon | $150K | 8.2% |
| United States | $179K | 11.2% |
What gets funded in Bend
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 128 | $81.6M |
| Retail Trade | 146 | $62.6M |
| Accommodation and Food Services | 124 | $60.3M |
| Health Care and Social Assistance | 99 | $57.8M |
| Construction | 155 | $36.8M |
| Other Services | 81 | $28.9M |
| Professional and Technical Services | 84 | $28.6M |
| Real Estate | 39 | $25.6M |
SBA lending in Bend by year
Geography, precisely
"Bend area" here means the Bend, OR metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Crook County, OR; Deschutes County, OR; Jefferson County, OR. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.