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SBA lending by metro area

SBA lenders in Cambridge, OH

Which lenders fund Cambridge-area businesses, how much, and how the market compares with Ohio: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
169
Total funded
$46.9M
Average loan
$277K
7(a) charge-off
3.6%

Top SBA lenders in the Cambridge area

Ranked by SBA volume funded to businesses located in the Cambridge micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 The Huntington National Bank 82 $6.4M $78K 6.10%
2 The Community Bank 36 $6.3M $174K 0.00%
3 Peoples Bank 13 $3.2M $243K not reported
4 JPMorgan Chase Bank, National Association 6 $616K $103K not reported
5 U.S. Bank, National Association 10 $544K $54K not reported

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Cambridge compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Cambridge area $50K ▼ 37.5% 2.4% ▼ 3.1 pts
Ohio$80K5.4%
United States$179K11.2%

What gets funded in Cambridge

IndustryLoansTotal funded
Accommodation and Food Services 26 $16.5M
Professional and Technical Services 12 $7.0M
Manufacturing 14 $4.1M
Health Care and Social Assistance 17 $3.3M
Other Services 13 $3.1M
Construction 28 $1.7M
Transportation and Warehousing 20 $1.2M
Retail Trade 18 $842K

SBA lending in Cambridge by year

Geography, precisely

"Cambridge area" here means the Cambridge, OH micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Guernsey County, OH. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.