SBA lending by metro area
SBA lenders in Cape Girardeau, MO
Which lenders fund Cape Girardeau-area businesses, how much, and how the market compares with Missouri: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Cape Girardeau area
Ranked by SBA volume funded to businesses located in the Cape Girardeau metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | The Bank of Missouri | 79 | $21.0M | $266K | 5.06% |
| 2 | Rural Missouri, Inc. | 20 | $9.6M | $481K | not reported |
| 3 | Alliance Bank | 7 | $1.7M | $236K | not reported |
| 4 | Commerce Bank | 8 | $1.1M | $143K | not reported |
| 5 | U.S. Bank, National Association | 5 | $558K | $112K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
Ready to talk to Cape Girardeau-area SBA lenders?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
How Cape Girardeau compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Cape Girardeau area | $166K ▼ 14.9% | 14.5% ▲ 3.6 pts |
| Missouri | $195K | 10.9% |
| United States | $179K | 11.2% |
What gets funded in Cape Girardeau
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 28 | $17.1M |
| Accommodation and Food Services | 29 | $11.7M |
| Health Care and Social Assistance | 29 | $9.8M |
| Wholesale Trade | 10 | $7.6M |
| Manufacturing | 10 | $7.4M |
| Construction | 15 | $3.3M |
| Professional and Technical Services | 11 | $2.7M |
| Other Services | 11 | $2.5M |
SBA lending in Cape Girardeau by year
Geography, precisely
"Cape Girardeau area" here means the Cape Girardeau, MO-IL metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Alexander County, IL; Bollinger County, MO; Cape Girardeau County, MO. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.