SBA lender profile
Commerce Bank
Commerce Bank appears in the public SBA loan data with 328 funded 7(a) loans totaling $107.1M, an average of $327K per loan, and an estimated 3,198 jobs supported. Its SBA lending concentrates in Missouri and the Wholesale Trade sector. Across all of its loans in the data, its charge-off rate is 0.6%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
328
Total volume
$107.1M
Average loan size
$327K
Charge-off rate
0.6%
Share of funded loans charged off
Jobs supported (reported)
3,198
Programs
7(a)
Bank profile
via FDIC- Total assets
- $227M
- Headquarters
- Geneva, MN
- FDIC cert
- #10212
- Status
- Active
Where Commerce Bank lends
Top states by funded SBA volume.
What Commerce Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 30 | $22.1M |
| Transportation and Warehousing | 44 | $19.4M |
| Professional and Technical Services | 42 | $13.0M |
| Retail Trade | 26 | $9.7M |
| Manufacturing | 21 | $7.9M |
| Health Care and Social Assistance | 24 | $7.5M |
Commerce Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 34 | $15.5M |
| 2021 | 59 | $22.5M |
| 2022 | 52 | $17.6M |
| 2023 | 52 | $14.5M |
| 2024 | 74 | $22.5M |
| 2025 | 48 | $12.2M |
| 2026 | 9 | $2.4M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Commerce Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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