SBA lending by metro area
SBA lenders in Cookeville, TN
Which lenders fund Cookeville-area businesses, how much, and how the market compares with Tennessee: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Cookeville area
Ranked by SBA volume funded to businesses located in the Cookeville micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 6 | $8.2M | $1.4M | not reported |
| 2 | U.S. Bank, National Association | 34 | $7.3M | $215K | 0.00% |
| 3 | Brightbridge, Inc. | 11 | $5.8M | $529K | not reported |
| 4 | Newtek Bank, National Association | 6 | $5.2M | $862K | not reported |
| 5 | First Financial Bank | 5 | $3.4M | $680K | not reported |
| 6 | Byline Bank | 6 | $3.2M | $531K | not reported |
| 7 | The Huntington National Bank | 7 | $1.8M | $251K | not reported |
| 8 | VelocitySBA, LLC | 6 | $68K | $11K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Cookeville compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Cookeville area | $218K ▼ 13.0% | 7.6% ▲ 2.3 pts |
| Tennessee | $250K | 5.3% |
| United States | $179K | 11.2% |
What gets funded in Cookeville
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 20 | $27.8M |
| Accommodation and Food Services | 11 | $15.1M |
| Retail Trade | 22 | $13.6M |
| Other Services | 11 | $6.1M |
| Professional and Technical Services | 12 | $4.1M |
| Health Care and Social Assistance | 6 | $3.8M |
| Arts, Entertainment, Recreation | 7 | $3.0M |
| Construction | 15 | $1.5M |
SBA lending in Cookeville by year
Geography, precisely
"Cookeville area" here means the Cookeville, TN micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Jackson County, TN; Overton County, TN; Putnam County, TN; White County, TN. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.