SBA lending by metro area
SBA lenders in Crestview, FL
Which lenders fund Crestview-area businesses, how much, and how the market compares with Florida: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Crestview area
Ranked by SBA volume funded to businesses located in the Crestview metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Florida First Capital Finance Corporation, Inc. | 70 | $58.5M | $836K | not reported |
| 2 | Florida Business Development Corporation | 90 | $52.0M | $578K | not reported |
| 3 | Live Oak Banking Company | 33 | $46.2M | $1.4M | 0.00% |
| 4 | Pinnacle Bank | 30 | $25.1M | $838K | 0.00% |
| 5 | Hancock Whitney Bank | 63 | $21.2M | $337K | 0.00% |
| 6 | Ameris Bank | 8 | $19.7M | $2.5M | not reported |
| 7 | The Huntington National Bank | 36 | $18.4M | $512K | 2.78% |
| 8 | First Internet Bank of Indiana | 9 | $17.2M | $1.9M | not reported |
| 9 | PNC Bank, National Association | 59 | $15.9M | $269K | 3.39% |
| 10 | Regions Bank | 38 | $15.0M | $394K | 10.53% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Crestview compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Crestview area | $255K ▲ 2.0% | 17.7% ▲ 2.4 pts |
| Florida | $250K | 15.3% |
| United States | $179K | 11.2% |
What gets funded in Crestview
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 177 | $151.3M |
| Retail Trade | 131 | $64.2M |
| Health Care and Social Assistance | 93 | $61.0M |
| Arts, Entertainment, Recreation | 44 | $46.3M |
| Real Estate | 74 | $42.9M |
| Professional and Technical Services | 87 | $39.3M |
| Other Services | 96 | $37.2M |
| Construction | 83 | $36.0M |
SBA lending in Crestview by year
Geography, precisely
"Crestview area" here means the Crestview-Fort Walton Beach-Destin, FL metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Okaloosa County, FL; Walton County, FL. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.