SBA lending by metro area
SBA lenders in Eugene, OR
Which lenders fund Eugene-area businesses, how much, and how the market compares with Oregon: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Eugene area
Ranked by SBA volume funded to businesses located in the Eugene metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Summit Bank | 101 | $61.9M | $613K | 2.97% |
| 2 | Columbia Bank | 237 | $47.3M | $199K | 2.11% |
| 3 | Evergreen Business Capital | 49 | $36.0M | $735K | not reported |
| 4 | U.S. Bank, National Association | 186 | $30.2M | $162K | 5.91% |
| 5 | Wells Fargo Bank National Association | 75 | $27.9M | $372K | 4.00% |
| 6 | Cascade Capital Funding | 42 | $24.8M | $590K | not reported |
| 7 | Enterprise Bank & Trust | 16 | $18.1M | $1.1M | not reported |
| 8 | Banner Bank | 83 | $16.2M | $195K | 0.00% |
| 9 | Live Oak Banking Company | 18 | $14.7M | $815K | not reported |
| 10 | KeyBank National Association | 40 | $13.2M | $329K | 0.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Eugene compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Eugene area | $150K | 10.5% ▲ 2.3 pts |
| Oregon | $150K | 8.2% |
| United States | $179K | 11.2% |
What gets funded in Eugene
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 164 | $99.9M |
| Accommodation and Food Services | 153 | $74.0M |
| Manufacturing | 98 | $72.8M |
| Health Care and Social Assistance | 108 | $49.7M |
| Other Services | 97 | $28.3M |
| Construction | 153 | $26.6M |
| Real Estate | 50 | $25.2M |
| Wholesale Trade | 31 | $21.8M |
SBA lending in Eugene by year
Geography, precisely
"Eugene area" here means the Eugene-Springfield, OR metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Lane County, OR. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.