SBA lending by metro area
SBA lenders in Fayetteville, NC
Which lenders fund Fayetteville-area businesses, how much, and how the market compares with North Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Fayetteville area
Ranked by SBA volume funded to businesses located in the Fayetteville metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | GBank | 11 | $40.9M | $3.7M | not reported |
| 2 | Live Oak Banking Company | 19 | $20.8M | $1.1M | not reported |
| 3 | First National Bank of Pennsylvania | 16 | $18.4M | $1.2M | not reported |
| 4 | Wells Fargo Bank National Association | 45 | $14.9M | $330K | 2.22% |
| 5 | TD Bank, National Association | 11 | $13.8M | $1.3M | not reported |
| 6 | Business Expansion Funding Corporation | 20 | $11.4M | $572K | not reported |
| 7 | First Financial Bank | 5 | $9.7M | $1.9M | not reported |
| 8 | Citizens Bank | 7 | $9.3M | $1.3M | not reported |
| 9 | Celtic Bank Corporation | 20 | $9.2M | $461K | 20.00% |
| 10 | First Bank | 9 | $8.6M | $961K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Fayetteville compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Fayetteville area | $250K ▼ 3.8% | 5.5% ▼ 2.1 pts |
| North Carolina | $260K | 7.6% |
| United States | $179K | 11.2% |
What gets funded in Fayetteville
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 100 | $125.8M |
| Retail Trade | 80 | $48.7M |
| Health Care and Social Assistance | 62 | $26.1M |
| Arts, Entertainment, Recreation | 28 | $20.4M |
| Real Estate | 19 | $17.5M |
| Other Services | 41 | $17.0M |
| Construction | 30 | $14.2M |
| Professional and Technical Services | 29 | $13.7M |
SBA lending in Fayetteville by year
Geography, precisely
"Fayetteville area" here means the Fayetteville, NC metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Cumberland County, NC; Hoke County, NC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.