SBA lending by metro area
SBA lenders in Forest City, NC
Which lenders fund Forest City-area businesses, how much, and how the market compares with North Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Forest City area
Ranked by SBA volume funded to businesses located in the Forest City micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 8 | $12.3M | $1.5M | not reported |
| 2 | Newtek Small Business Finance, Inc. | 5 | $4.1M | $824K | not reported |
| 3 | Readycap Lending, LLC | 6 | $3.8M | $639K | not reported |
| 4 | First Financial Bank | 6 | $3.3M | $542K | not reported |
| 5 | Business Expansion Funding Corporation | 5 | $3.2M | $637K | not reported |
| 6 | TD Bank, National Association | 15 | $2.4M | $158K | not reported |
| 7 | Wells Fargo Bank National Association | 12 | $1.0M | $86K | not reported |
| 8 | Truist Bank | 7 | $880K | $126K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Forest City compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Forest City area | $299K ▲ 15.0% | 7.1% ▼ 0.5 pts |
| North Carolina | $260K | 7.6% |
| United States | $179K | 11.2% |
What gets funded in Forest City
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 12 | $17.0M |
| Agriculture, Forestry, Fishing | 8 | $8.1M |
| Retail Trade | 17 | $6.6M |
| Manufacturing | 7 | $6.0M |
| Health Care and Social Assistance | 8 | $6.0M |
| Transportation and Warehousing | 5 | $4.5M |
| Other Services | 12 | $3.8M |
| Professional and Technical Services | 6 | $2.9M |
SBA lending in Forest City by year
Geography, precisely
"Forest City area" here means the Forest City, NC micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Rutherford County, NC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.