SBA lending by metro area
SBA lenders in Fredericksburg, TX
Which lenders fund Fredericksburg-area businesses, how much, and how the market compares with Texas: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Fredericksburg area
Ranked by SBA volume funded to businesses located in the Fredericksburg micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Capital Certified Development Corporation | 8 | $12.5M | $1.6M | not reported |
| 2 | Security State Bank and Trust | 16 | $11.2M | $697K | not reported |
| 3 | JPMorgan Chase Bank, National Association | 16 | $4.1M | $254K | not reported |
| 4 | Frost Bank | 5 | $2.7M | $549K | not reported |
| 5 | Live Oak Banking Company | 6 | $1.9M | $313K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Fredericksburg compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Fredericksburg area | $472K ▲ 88.8% | 18.8% ▲ 11.4 pts |
| Texas | $250K | 7.4% |
| United States | $179K | 11.2% |
What gets funded in Fredericksburg
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 24 | $23.6M |
| Manufacturing | 16 | $11.3M |
| Professional and Technical Services | 6 | $5.9M |
| Wholesale Trade | 6 | $3.3M |
| Health Care and Social Assistance | 9 | $3.1M |
| Retail Trade | 9 | $2.8M |
| Other Services | 9 | $2.2M |
SBA lending in Fredericksburg by year
Geography, precisely
"Fredericksburg area" here means the Fredericksburg, TX micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Gillespie County, TX. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.