SBA lender profile
Frost Bank
Frost Bank appears in the public SBA loan data with 566 funded 7(a) loans totaling $360.7M, an average of $637K per loan, and an estimated 7,563 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
566
Total volume
$360.7M
Average loan size
$637K
Charge-off rate
0.9%
Share of funded loans charged off
Jobs supported (reported)
7,563
Programs
7(a)
Where Frost Bank lends
Top states by funded SBA volume.
What Frost Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 89 | $58.8M |
| Health Care and Social Assistance | 80 | $44.2M |
| Other Services | 54 | $43.2M |
| Retail Trade | 58 | $35.1M |
| Arts, Entertainment, Recreation | 44 | $35.1M |
| Professional and Technical Services | 65 | $34.1M |
Frost Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 93 | $49.3M |
| 2021 | 114 | $85.6M |
| 2022 | 89 | $58.8M |
| 2023 | 74 | $40.4M |
| 2024 | 78 | $48.4M |
| 2025 | 91 | $62.1M |
| 2026 | 27 | $16.2M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Frost Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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