SBA lender profile
Security State Bank and Trust
Security State Bank and Trust appears in the public SBA loan data with 149 funded 7(a) loans since FY2010, totaling $93.8M, an average of $629K per loan, and an estimated 1,248 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%. 73.2% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 90
- Scale 65
- Activity 79
- Consistency 56
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Security State Bank and Trust the right lender for you?
Lenders fund what they know. Security State Bank and Trust's SBA lending concentrates in Texas (149 loans) and Accommodation and Food Services (34 loans), at an average loan of $629K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where Security State Bank and Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 149 | $93.8M |
Metro areas where Security State Bank and Trust funds
What Security State Bank and Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 34 | $24.0M |
| Manufacturing | 17 | $12.9M |
| Other Services | 24 | $12.3M |
| Wholesale Trade | 6 | $9.4M |
| Construction | 10 | $6.3M |
| Retail Trade | 13 | $5.0M |
Security State Bank and Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3 | $1.8M |
| 2011 | 3 | $170K |
| 2015 | 1 | $323K |
| 2020 | 4 | $1.7M |
| 2021 | 36 | $24.8M |
| 2022 | 23 | $18.2M |
| 2023 | 38 | $24.3M |
| 2024 | 15 | $9.3M |
| 2025 | 18 | $8.9M |
| 2026 | 8 | $4.3M |
Related SBA lenders
Other lenders active in Texas or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Security State Bank and Trust: frequently asked questions
Does Security State Bank and Trust offer SBA loans?
Yes. Security State Bank and Trust appears in the public SBA data with 149 funded SBA 7(a) loans totaling $93.8M.
How many SBA loans has Security State Bank and Trust made?
Security State Bank and Trust is associated with 149 SBA 7(a) loans totaling $93.8M in the public SBA data (as of 2026-03-31).
What is Security State Bank and Trust's SBA charge-off rate?
About 0.0% of Security State Bank and Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Security State Bank and Trust do most of its SBA lending?
Security State Bank and Trust's SBA lending in the data is most concentrated in Texas, and by industry in Accommodation and Food Services.
Is Security State Bank and Trust an SBA Preferred Lender (PLP)?
The loan record shows Security State Bank and Trust operating under PLP delegated authority: 109 of its 7(a) loans (73.2%) were processed through the Preferred Lenders Program, including 40 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Security State Bank and Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/security-state-bank-and-trust/
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