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SBA lending by metro area

SBA lenders in Gulfport, MS

Which lenders fund Gulfport-area businesses, how much, and how the market compares with Mississippi: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
687
Total funded
$346.9M
Average loan
$505K
7(a) charge-off
4.3%

Top SBA lenders in the Gulfport area

Ranked by SBA volume funded to businesses located in the Gulfport metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 GBank 11 $26.8M $2.4M not reported
2 Three Rivers Local Development Company, Inc. 14 $24.6M $1.8M not reported
3 Hancock Whitney Bank 69 $24.1M $350K 0.00%
4 The Huntington National Bank 58 $23.7M $408K 3.45%
5 Community Bank of Mississippi 111 $23.4M $211K 3.60%
6 Peoples Bank 17 $17.9M $1.1M not reported
7 Renasant Bank 22 $17.6M $802K 0.00%
8 Live Oak Banking Company 16 $15.4M $960K not reported
9 Central Mississippi Development Company, Inc. 11 $8.6M $785K not reported
10 BankFirst Financial Services 18 $8.5M $474K not reported

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Gulfport compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Gulfport area $150K ▲ 11.1% 4.4% ▲ 2.5 pts
Mississippi$135K1.9%
United States$179K11.2%

What gets funded in Gulfport

IndustryLoansTotal funded
Accommodation and Food Services 171 $149.4M
Retail Trade 110 $41.7M
Other Services 60 $34.7M
Health Care and Social Assistance 79 $27.8M
Manufacturing 39 $19.8M
Professional and Technical Services 51 $18.3M
Arts, Entertainment, Recreation 24 $15.0M
Construction 45 $11.5M

SBA lending in Gulfport by year

Geography, precisely

"Gulfport area" here means the Gulfport-Biloxi, MS metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Hancock County, MS; Harrison County, MS; Jackson County, MS; Stone County, MS. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.