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SBA lender profile

Community Bank of Mississippi

Community Bank of Mississippi appears in the public SBA loan data with 1,278 funded 7(a) loans since FY2010, totaling $470.1M, an average of $368K per loan, and an estimated 11,241 jobs supported. Its SBA lending concentrates in Mississippi and the Agriculture, Forestry, Fishing sector. Across its 7(a) loans, the charge-off rate is 4.2%. 54.3% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 65
Scale 91
Activity 81
Consistency 85

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
1,278
Since FY2010
Total volume
$470.1M
Average loan size
$368K
7(a) charge-off rate
4.2%
Share of 7(a) loans charged off
Jobs supported (reported)
11,241
Programs
7(a)

Is Community Bank of Mississippi the right lender for you?

Lenders fund what they know. Community Bank of Mississippi's SBA lending concentrates in Mississippi (1,055 loans) and Agriculture, Forestry, Fishing (402 loans), at an average loan of $368K. If your business does not look like that, a different SBA lender is likely the better fit.

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Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Bank profile

via FDIC
Total assets
$5.1B
Headquarters
Flowood, MS
FDIC cert
#8879
Status
Active

Where Community Bank of Mississippi lends

Top states by funded SBA volume.

StateLoansTotal volume
Mississippi 1,055 $402.6M
Alabama 69 $35.2M
Florida 137 $27.7M
Tennessee 12 $2.1M
Oregon 1 $1.7M
Louisiana 3 $619K

Metro areas where Community Bank of Mississippi funds

What Community Bank of Mississippi funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Agriculture, Forestry, Fishing 402 $233.0M
Accommodation and Food Services 168 $58.5M
Retail Trade 148 $39.5M
Health Care and Social Assistance 80 $26.6M
Other Services 76 $23.4M
Construction 63 $16.2M

Community Bank of Mississippi SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
2010142$47.7M
2011162$73.5M
201297$42.1M
2013108$41.5M
2014106$56.5M
201584$32.6M
2016103$28.0M
201770$11.4M
201860$14.5M
201947$8.3M
202051$14.6M
202175$30.0M
202238$16.7M
202346$21.4M
202435$11.2M
202546$15.3M
20268$4.9M

Related SBA lenders

Other lenders active in Mississippi or in Agriculture, Forestry, Fishing.

Comparing lenders? See how to choose an SBA lender by track record.

Community Bank of Mississippi: frequently asked questions

Does Community Bank of Mississippi offer SBA loans?

Yes. Community Bank of Mississippi appears in the public SBA data with 1,278 funded SBA 7(a) loans totaling $470.1M.

How many SBA loans has Community Bank of Mississippi made?

Community Bank of Mississippi is associated with 1,278 SBA 7(a) loans totaling $470.1M in the public SBA data (as of 2026-03-31).

What is Community Bank of Mississippi's SBA charge-off rate?

About 4.2% of Community Bank of Mississippi's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Community Bank of Mississippi do most of its SBA lending?

Community Bank of Mississippi's SBA lending in the data is most concentrated in Mississippi, and by industry in Agriculture, Forestry, Fishing.

Is Community Bank of Mississippi an SBA Preferred Lender (PLP)?

The loan record shows Community Bank of Mississippi operating under PLP delegated authority: 694 of its 7(a) loans (54.3%) were processed through the Preferred Lenders Program, including 84 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Community Bank of Mississippi

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Community Bank of Mississippi's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Community Bank of Mississippi SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/community-bank-of-mississippi/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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