SBA lending by metro area
SBA lenders in Hillsdale, MI
Which lenders fund Hillsdale-area businesses, how much, and how the market compares with Michigan: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Hillsdale area
Ranked by SBA volume funded to businesses located in the Hillsdale micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Fifth Third Bank | 12 | $12.8M | $1.1M | not reported |
| 2 | County National Bank | 33 | $7.6M | $232K | 0.00% |
| 3 | Michigan Certified Development Corporation | 10 | $4.6M | $458K | not reported |
| 4 | The State Bank and Trust Company | 5 | $2.5M | $501K | not reported |
| 5 | The Huntington National Bank | 22 | $2.2M | $99K | 0.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Hillsdale compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Hillsdale area | $150K ▲ 20.0% | 10.2% ▲ 1.9 pts |
| Michigan | $125K | 8.3% |
| United States | $179K | 11.2% |
What gets funded in Hillsdale
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 25 | $23.8M |
| Accommodation and Food Services | 8 | $2.5M |
| Other Services | 16 | $2.5M |
| Retail Trade | 7 | $2.0M |
| Health Care and Social Assistance | 7 | $1.5M |
| Transportation and Warehousing | 11 | $897K |
| Construction | 6 | $226K |
SBA lending in Hillsdale by year
Geography, precisely
"Hillsdale area" here means the Hillsdale, MI micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Hillsdale County, MI. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.