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SBA lenders in Hillsdale, MI

Which lenders fund Hillsdale-area businesses, how much, and how the market compares with Michigan: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
98
Total funded
$42.5M
Average loan
$434K
7(a) charge-off
4.5%

Top SBA lenders in the Hillsdale area

Ranked by SBA volume funded to businesses located in the Hillsdale micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 Fifth Third Bank 12 $12.8M $1.1M not reported
2 County National Bank 33 $7.6M $232K 0.00%
3 Michigan Certified Development Corporation 10 $4.6M $458K not reported
4 The State Bank and Trust Company 5 $2.5M $501K not reported
5 The Huntington National Bank 22 $2.2M $99K 0.00%

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Hillsdale compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Hillsdale area $150K ▲ 20.0% 10.2% ▲ 1.9 pts
Michigan$125K8.3%
United States$179K11.2%

What gets funded in Hillsdale

IndustryLoansTotal funded
Manufacturing 25 $23.8M
Accommodation and Food Services 8 $2.5M
Other Services 16 $2.5M
Retail Trade 7 $2.0M
Health Care and Social Assistance 7 $1.5M
Transportation and Warehousing 11 $897K
Construction 6 $226K

SBA lending in Hillsdale by year

Geography, precisely

"Hillsdale area" here means the Hillsdale, MI micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Hillsdale County, MI. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.