SBA lending by metro area
SBA lenders in Jackson, MI
Which lenders fund Jackson-area businesses, how much, and how the market compares with Michigan: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Jackson area
Ranked by SBA volume funded to businesses located in the Jackson metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Fifth Third Bank | 36 | $26.7M | $742K | 2.78% |
| 2 | The Huntington National Bank | 134 | $21.3M | $159K | 0.00% |
| 3 | Michigan Certified Development Corporation | 27 | $20.8M | $770K | not reported |
| 4 | County National Bank | 42 | $17.4M | $414K | 2.38% |
| 5 | Old National Bank | 7 | $10.8M | $1.5M | not reported |
| 6 | Bank Michigan | 17 | $10.4M | $614K | not reported |
| 7 | First Merchants Bank | 10 | $5.0M | $504K | not reported |
| 8 | Newtek Bank, National Association | 5 | $1.8M | $353K | not reported |
| 9 | JPMorgan Chase Bank, National Association | 6 | $1.4M | $237K | not reported |
| 10 | BayFirst National Bank | 6 | $1.0M | $172K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Jackson compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Jackson area | $160K ▲ 28.0% | 8.0% |
| Michigan | $125K | 8.3% |
| United States | $179K | 11.2% |
What gets funded in Jackson
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 45 | $37.6M |
| Accommodation and Food Services | 46 | $27.0M |
| Health Care and Social Assistance | 45 | $26.0M |
| Other Services | 36 | $15.2M |
| Retail Trade | 47 | $15.2M |
| Construction | 51 | $10.0M |
| Professional and Technical Services | 22 | $8.7M |
| Wholesale Trade | 14 | $7.9M |
SBA lending in Jackson by year
Geography, precisely
"Jackson area" here means the Jackson, MI metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Jackson County, MI. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.