SBA lender profile
BayFirst National Bank
BayFirst National Bank appears in the public SBA loan data with 9,541 funded 7(a) loans totaling $1.8B, an average of $192K per loan, and an estimated 56,778 jobs supported. Its SBA lending concentrates in Florida and the Construction sector. Across all of its loans in the data, its charge-off rate is 3.3%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
9,541
Total volume
$1.8B
Average loan size
$192K
Charge-off rate
3.3%
Share of funded loans charged off
Jobs supported (reported)
56,778
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.2B
- Headquarters
- Saint Petersburg, FL
- FDIC cert
- #34997
- Status
- Active
Where BayFirst National Bank lends
Top states by funded SBA volume.
What BayFirst National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 1,320 | $240.8M |
| Retail Trade | 1,187 | $240.0M |
| Professional and Technical Services | 1,410 | $232.7M |
| Health Care and Social Assistance | 931 | $188.3M |
| Other Services | 822 | $146.9M |
| Accommodation and Food Services | 426 | $140.5M |
BayFirst National Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 584 | $148.1M |
| 2021 | 370 | $155.8M |
| 2022 | 914 | $287.9M |
| 2023 | 2,629 | $454.3M |
| 2024 | 3,129 | $475.3M |
| 2025 | 1,895 | $301.6M |
| 2026 | 20 | $8.2M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of BayFirst National Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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