SBA lending by metro area
SBA lenders in Kalispell, MT
Which lenders fund Kalispell-area businesses, how much, and how the market compares with Montana: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Kalispell area
Ranked by SBA volume funded to businesses located in the Kalispell micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Three Rivers Bank of Montana | 137 | $49.2M | $359K | 2.92% |
| 2 | Glacier Bank | 119 | $16.1M | $136K | 1.68% |
| 3 | First Interstate Bank | 58 | $15.5M | $267K | 6.90% |
| 4 | Big Sky Economic Development Corporation | 29 | $13.2M | $456K | not reported |
| 5 | Freedom Bank | 26 | $11.1M | $427K | 0.00% |
| 6 | Wells Fargo Bank National Association | 48 | $10.0M | $209K | 4.17% |
| 7 | Live Oak Banking Company | 8 | $8.0M | $1.0M | not reported |
| 8 | Stockman Bank of Montana | 6 | $7.9M | $1.3M | not reported |
| 9 | Capital Matrix, Inc. | 18 | $7.8M | $435K | not reported |
| 10 | Newtek Bank, National Association | 9 | $7.5M | $836K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
Ready to talk to Kalispell-area SBA lenders?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
How Kalispell compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Kalispell area | $143K ▼ 5.0% | 9.1% ▼ 2.2 pts |
| Montana | $150K | 11.3% |
| United States | $179K | 11.2% |
What gets funded in Kalispell
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 94 | $53.9M |
| Retail Trade | 68 | $27.1M |
| Health Care and Social Assistance | 63 | $24.9M |
| Real Estate | 35 | $20.6M |
| Construction | 73 | $20.0M |
| Other Services | 44 | $19.7M |
| Manufacturing | 48 | $14.3M |
| Administrative and Support | 25 | $11.8M |
SBA lending in Kalispell by year
Geography, precisely
"Kalispell area" here means the Kalispell, MT micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Flathead County, MT. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.