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SBA lender profile

Freedom Bank

Freedom Bank appears in the public SBA loan data with 38 funded 7(a) loans since FY2010, totaling $14.7M, an average of $387K per loan, and an estimated 308 jobs supported. Its SBA lending concentrates in Montana and the Information sector. Across its 7(a) loans, the charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 78
Scale 23
Activity 36
Consistency 70

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
38
Since FY2010
Total volume
$14.7M
Average loan size
$387K
7(a) charge-off rate
0.0%
Share of 7(a) loans charged off
Jobs supported (reported)
308
Programs
7(a)

Is Freedom Bank the right lender for you?

Lenders fund what they know. Freedom Bank's SBA lending concentrates in Montana (26 loans) and Information (1 loan), at an average loan of $387K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$66M
Headquarters
Sterling, IL
FDIC cert
#11705
Status
Inactive

Where Freedom Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Montana 26 $11.1M
Indiana 10 $2.3M
Utah 2 $1.3M

Metro areas where Freedom Bank funds

What Freedom Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Information 1 $2.9M
Real Estate 4 $2.8M
Accommodation and Food Services 4 $2.1M
Other Services 7 $2.1M
Retail Trade 8 $1.8M
Arts, Entertainment, Recreation 4 $1.3M

Freedom Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20105$1.3M
20112$2.1M
20122$379K
20131$192K
20141$2.9M
20162$1.7M
20175$794K
20182$163K
20202$613K
20214$1.3M
20221$900K
20248$875K
20253$1.6M

Related SBA lenders

Other lenders active in Montana or in Information.

Comparing lenders? See how to choose an SBA lender by track record.

Freedom Bank: frequently asked questions

Does Freedom Bank offer SBA loans?

Yes. Freedom Bank appears in the public SBA data with 38 funded SBA 7(a) loans totaling $14.7M.

How many SBA loans has Freedom Bank made?

Freedom Bank is associated with 38 SBA 7(a) loans totaling $14.7M in the public SBA data (as of 2026-03-31).

What is Freedom Bank's SBA charge-off rate?

About 0.0% of Freedom Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Freedom Bank do most of its SBA lending?

Freedom Bank's SBA lending in the data is most concentrated in Montana, and by industry in Information.

For Freedom Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Freedom Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Freedom Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/freedom-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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