SBA lender profile
Three Rivers Bank of Montana
Three Rivers Bank of Montana appears in the public SBA loan data with 149 funded 7(a) loans since FY2010, totaling $55.6M, an average of $373K per loan, and an estimated 1,644 jobs supported. Its SBA lending concentrates in Montana and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.7%. 44.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 73
- Scale 59
- Activity 61
- Consistency 81
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Three Rivers Bank of Montana the right lender for you?
Lenders fund what they know. Three Rivers Bank of Montana's SBA lending concentrates in Montana (146 loans) and Accommodation and Food Services (21 loans), at an average loan of $373K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $306M
- Headquarters
- Kalispell, MT
- FDIC cert
- #21557
- Status
- Active
Where Three Rivers Bank of Montana lends
Top states by funded SBA volume.
Metro areas where Three Rivers Bank of Montana funds
What Three Rivers Bank of Montana funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 21 | $10.9M |
| Construction | 18 | $7.1M |
| Health Care and Social Assistance | 11 | $6.5M |
| Other Services | 14 | $4.6M |
| Agriculture, Forestry, Fishing | 10 | $4.5M |
| Real Estate | 12 | $4.2M |
Three Rivers Bank of Montana SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 17 | $5.3M |
| 2011 | 7 | $1.0M |
| 2012 | 9 | $1.4M |
| 2013 | 3 | $1.4M |
| 2014 | 7 | $3.0M |
| 2015 | 7 | $1.7M |
| 2016 | 13 | $2.2M |
| 2017 | 18 | $7.8M |
| 2018 | 9 | $1.8M |
| 2019 | 12 | $6.0M |
| 2020 | 10 | $4.6M |
| 2021 | 13 | $4.1M |
| 2022 | 15 | $3.7M |
| 2023 | 3 | $171K |
| 2024 | 2 | $7.7M |
| 2025 | 4 | $3.8M |
Related SBA lenders
Other lenders active in Montana or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Three Rivers Bank of Montana: frequently asked questions
Does Three Rivers Bank of Montana offer SBA loans?
Yes. Three Rivers Bank of Montana appears in the public SBA data with 149 funded SBA 7(a) loans totaling $55.6M.
How many SBA loans has Three Rivers Bank of Montana made?
Three Rivers Bank of Montana is associated with 149 SBA 7(a) loans totaling $55.6M in the public SBA data (as of 2026-03-31).
What is Three Rivers Bank of Montana's SBA charge-off rate?
About 2.7% of Three Rivers Bank of Montana's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Three Rivers Bank of Montana do most of its SBA lending?
Three Rivers Bank of Montana's SBA lending in the data is most concentrated in Montana, and by industry in Accommodation and Food Services.
Is Three Rivers Bank of Montana an SBA Preferred Lender (PLP)?
The loan record shows Three Rivers Bank of Montana operating under PLP delegated authority: 66 of its 7(a) loans (44.3%) were processed through the Preferred Lenders Program, including 5 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Three Rivers Bank of Montana SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/three-rivers-bank-of-montana/
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