SBA lending by metro area
SBA lenders in Kennewick, WA
Which lenders fund Kennewick-area businesses, how much, and how the market compares with Washington: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Kennewick area
Ranked by SBA volume funded to businesses located in the Kennewick metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Northwest Business Development Association | 82 | $60.3M | $736K | not reported |
| 2 | Evergreen Business Capital | 37 | $42.9M | $1.2M | not reported |
| 3 | Banner Bank | 149 | $27.4M | $184K | 0.67% |
| 4 | Columbia Bank | 69 | $26.6M | $386K | 2.90% |
| 5 | HAPO Community CU | 192 | $23.6M | $123K | 1.56% |
| 6 | Numerica CU | 32 | $15.5M | $483K | 6.25% |
| 7 | U.S. Bank, National Association | 76 | $14.4M | $189K | 3.95% |
| 8 | Readycap Lending, LLC | 10 | $14.2M | $1.4M | not reported |
| 9 | First Interstate Bank | 13 | $13.8M | $1.1M | not reported |
| 10 | Bank of Hope | 9 | $13.1M | $1.5M | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Kennewick compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Kennewick area | $150K ▼ 32.7% | 12.6% ▲ 3.5 pts |
| Washington | $223K | 9.1% |
| United States | $179K | 11.2% |
What gets funded in Kennewick
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 141 | $114.9M |
| Health Care and Social Assistance | 141 | $73.6M |
| Retail Trade | 137 | $73.1M |
| Construction | 160 | $44.4M |
| Other Services | 77 | $22.6M |
| Manufacturing | 57 | $21.1M |
| Arts, Entertainment, Recreation | 25 | $19.4M |
| Professional and Technical Services | 67 | $19.1M |
SBA lending in Kennewick by year
Geography, precisely
"Kennewick area" here means the Kennewick-Richland, WA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Benton County, WA; Franklin County, WA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.