SBA lending by metro area
SBA lenders in Kill Devil Hills, NC
Which lenders fund Kill Devil Hills-area businesses, how much, and how the market compares with North Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Kill Devil Hills area
Ranked by SBA volume funded to businesses located in the Kill Devil Hills micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 6 | $11.2M | $1.9M | not reported |
| 2 | 504 Capital Corporation | 19 | $11.2M | $588K | not reported |
| 3 | Business Expansion Funding Corporation | 12 | $9.2M | $765K | not reported |
| 4 | First Bank | 9 | $8.0M | $892K | not reported |
| 5 | TowneBank | 9 | $7.1M | $787K | not reported |
| 6 | Southern Bank and Trust Company | 49 | $5.2M | $106K | 0.00% |
| 7 | Celtic Bank Corporation | 5 | $5.0M | $1.0M | not reported |
| 8 | First National Bank of Pennsylvania | 19 | $4.9M | $257K | not reported |
| 9 | Wells Fargo Bank National Association | 6 | $1.2M | $192K | not reported |
| 10 | PNC Bank, National Association | 9 | $911K | $101K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Kill Devil Hills compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Kill Devil Hills area | $157K ▼ 39.6% | 15.8% ▲ 8.2 pts |
| North Carolina | $260K | 7.6% |
| United States | $179K | 11.2% |
What gets funded in Kill Devil Hills
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 56 | $47.7M |
| Retail Trade | 32 | $15.5M |
| Manufacturing | 6 | $6.4M |
| Other Services | 16 | $4.6M |
| Construction | 20 | $4.5M |
| Real Estate | 10 | $4.3M |
| Administrative and Support | 14 | $2.9M |
| Professional and Technical Services | 12 | $2.6M |
SBA lending in Kill Devil Hills by year
Geography, precisely
"Kill Devil Hills area" here means the Kill Devil Hills, NC micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Dare County, NC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.