SBA lender profile
504 Capital Corporation
504 Capital Corporation appears in the public SBA loan data with 791 funded 504 loans since FY2010, totaling $536.5M, an average of $678K per loan, and an estimated 5,388 jobs supported. Its SBA lending concentrates in Virginia and the Accommodation and Food Services sector. Charge-off status is reported only on 7(a) loans, so no charge-off rate is available for this 504-only lender.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record n/r
- Scale 90
- Activity 91
- Consistency 84
Track record is 7(a)-only; 504 Capital Corporation appears with 504 loans only, so it’s scored on scale, activity, and consistency.
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is 504 Capital Corporation the right lender for you?
Lenders fund what they know. 504 Capital Corporation's SBA lending concentrates in Virginia (675 loans) and Accommodation and Food Services (124 loans), at an average loan of $678K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
504 Capital Corporation is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where 504 Capital Corporation lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Virginia | 675 | $392.3M |
| North Carolina | 91 | $100.2M |
| Maryland | 21 | $36.6M |
| District of Columbia | 3 | $7.1M |
| West Virginia | 1 | $408K |
Metro areas where 504 Capital Corporation funds
What 504 Capital Corporation funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 124 | $148.0M |
| Health Care and Social Assistance | 106 | $65.7M |
| Manufacturing | 72 | $51.3M |
| Other Services | 99 | $47.9M |
| Retail Trade | 77 | $38.8M |
| Construction | 81 | $34.3M |
504 Capital Corporation SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 37 | $16.0M |
| 2011 | 34 | $14.4M |
| 2012 | 38 | $15.8M |
| 2013 | 42 | $17.3M |
| 2014 | 38 | $12.3M |
| 2015 | 26 | $14.1M |
| 2016 | 35 | $13.7M |
| 2017 | 44 | $27.6M |
| 2018 | 46 | $20.7M |
| 2019 | 48 | $26.1M |
| 2020 | 63 | $42.2M |
| 2021 | 76 | $45.3M |
| 2022 | 92 | $82.6M |
| 2023 | 67 | $70.9M |
| 2024 | 41 | $48.1M |
| 2025 | 45 | $42.9M |
| 2026 | 19 | $26.8M |
Related SBA lenders
Other lenders active in Virginia or in Accommodation and Food Services.
New to the program? See how an SBA 504 loan works (the structure, the rates, and the CDC's role), browse every Certified Development Company ranked by 504 volume , or see how to choose an SBA lender by track record.
504 Capital Corporation: frequently asked questions
Does 504 Capital Corporation offer SBA loans?
Yes. 504 Capital Corporation appears in the public SBA data with 791 funded SBA 504 loans totaling $536.5M, as a Certified Development Company (CDC) that funds the SBA 504 portion of a project.
How many SBA loans has 504 Capital Corporation made?
504 Capital Corporation is associated with 791 SBA 504 loans totaling $536.5M in the public SBA data (as of 2026-03-31).
What is 504 Capital Corporation's SBA charge-off rate?
Charge-off status is reported only on 7(a) loans, and 504 Capital Corporation appears with 504 loans only, so there is no charge-off rate to report. See our methodology.
Where does 504 Capital Corporation do most of its SBA lending?
504 Capital Corporation's SBA lending in the data is most concentrated in Virginia, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). 504 Capital Corporation SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/504-capital-corporation/
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