SBA lending by metro area
SBA lenders in La Crosse, WI
Which lenders fund La Crosse-area businesses, how much, and how the market compares with Wisconsin: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the La Crosse area
Ranked by SBA volume funded to businesses located in the La Crosse metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | WBD, Inc. | 89 | $64.5M | $725K | not reported |
| 2 | Park Bank National Association | 142 | $46.9M | $330K | 10.56% |
| 3 | State Bank Financial | 116 | $29.7M | $256K | 4.31% |
| 4 | Citizens Community Federal National Association | 37 | $26.4M | $714K | 2.70% |
| 5 | Citizens State Bank of La Crosse | 103 | $23.5M | $228K | 2.91% |
| 6 | Altra FCU | 77 | $15.7M | $203K | 2.60% |
| 7 | Coulee Bank | 40 | $12.9M | $322K | 0.00% |
| 8 | Merchants Bank, National Association | 35 | $11.5M | $328K | 2.86% |
| 9 | Byline Bank | 6 | $9.4M | $1.6M | not reported |
| 10 | Old National Bank | 7 | $7.2M | $1.0M | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How La Crosse compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| La Crosse area | $150K ▼ 25.0% | 11.8% ▼ 1.8 pts |
| Wisconsin | $200K | 13.7% |
| United States | $179K | 11.2% |
What gets funded in La Crosse
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 122 | $51.8M |
| Accommodation and Food Services | 134 | $49.9M |
| Manufacturing | 83 | $41.3M |
| Health Care and Social Assistance | 78 | $35.7M |
| Construction | 103 | $27.8M |
| Other Services | 93 | $25.1M |
| Transportation and Warehousing | 38 | $23.2M |
| Real Estate | 34 | $19.3M |
SBA lending in La Crosse by year
Geography, precisely
"La Crosse area" here means the La Crosse-Onalaska, WI-MN metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Houston County, MN; La Crosse County, WI; Vernon County, WI. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.