SBA lender profile
Citizens State Bank of La Crosse
Citizens State Bank of La Crosse appears in the public SBA loan data with 158 funded 7(a) loans since FY2010, totaling $35.6M, an average of $226K per loan, and an estimated 2,450 jobs supported. Its SBA lending concentrates in Wisconsin and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 3.8%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 68
- Scale 54
- Activity 47
- Consistency 86
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Citizens State Bank of La Crosse the right lender for you?
Lenders fund what they know. Citizens State Bank of La Crosse's SBA lending concentrates in Wisconsin (136 loans) and Manufacturing (19 loans), at an average loan of $226K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $653M
- Headquarters
- La Crosse, WI
- FDIC cert
- #1513
- Status
- Active
Where Citizens State Bank of La Crosse lends
Top states by funded SBA volume.
Metro areas where Citizens State Bank of La Crosse funds
What Citizens State Bank of La Crosse funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 19 | $5.8M |
| Retail Trade | 19 | $4.3M |
| Administrative and Support | 6 | $4.1M |
| Accommodation and Food Services | 24 | $3.8M |
| Transportation and Warehousing | 12 | $3.5M |
| Arts, Entertainment, Recreation | 12 | $3.2M |
Citizens State Bank of La Crosse SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 13 | $2.3M |
| 2011 | 9 | $2.2M |
| 2012 | 11 | $4.8M |
| 2013 | 8 | $1.8M |
| 2014 | 6 | $540K |
| 2015 | 5 | $255K |
| 2016 | 23 | $3.6M |
| 2017 | 10 | $761K |
| 2018 | 4 | $1.9M |
| 2019 | 8 | $2.1M |
| 2020 | 17 | $2.7M |
| 2021 | 6 | $1.5M |
| 2022 | 11 | $3.4M |
| 2023 | 8 | $1.1M |
| 2024 | 7 | $1.8M |
| 2025 | 5 | $2.3M |
| 2026 | 7 | $2.7M |
Related SBA lenders
Other lenders active in Wisconsin or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Citizens State Bank of La Crosse: frequently asked questions
Does Citizens State Bank of La Crosse offer SBA loans?
Yes. Citizens State Bank of La Crosse appears in the public SBA data with 158 funded SBA 7(a) loans totaling $35.6M.
How many SBA loans has Citizens State Bank of La Crosse made?
Citizens State Bank of La Crosse is associated with 158 SBA 7(a) loans totaling $35.6M in the public SBA data (as of 2026-03-31).
What is Citizens State Bank of La Crosse's SBA charge-off rate?
About 3.8% of Citizens State Bank of La Crosse's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Citizens State Bank of La Crosse do most of its SBA lending?
Citizens State Bank of La Crosse's SBA lending in the data is most concentrated in Wisconsin, and by industry in Manufacturing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Citizens State Bank of La Crosse SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/citizens-state-bank-of-la-crosse/
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