SBA lending by metro area
SBA lenders in Lebanon, MO
Which lenders fund Lebanon-area businesses, how much, and how the market compares with Missouri: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Lebanon area
Ranked by SBA volume funded to businesses located in the Lebanon micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | First State Community Bank | 23 | $12.2M | $531K | 17.39% |
| 2 | Heritage Bank of the Ozarks | 61 | $8.6M | $142K | 4.92% |
| 3 | U.S. Bank, National Association | 24 | $3.0M | $125K | 0.00% |
| 4 | Mid-Missouri Bank | 8 | $1.7M | $209K | not reported |
| 5 | Arvest Bank | 9 | $1.3M | $143K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Lebanon compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Lebanon area | $93K ▼ 52.3% | 2.6% ▼ 8.3 pts |
| Missouri | $195K | 10.9% |
| United States | $179K | 11.2% |
What gets funded in Lebanon
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 19 | $11.5M |
| Retail Trade | 15 | $5.6M |
| Accommodation and Food Services | 19 | $5.6M |
| Wholesale Trade | 7 | $5.2M |
| Health Care and Social Assistance | 10 | $4.1M |
| Construction | 28 | $2.5M |
| Transportation and Warehousing | 18 | $1.9M |
| Other Services | 13 | $1.5M |
SBA lending in Lebanon by year
Geography, precisely
"Lebanon area" here means the Lebanon, MO micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Laclede County, MO. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.