SBA lending by metro area
SBA lenders in Lincoln, NE
Which lenders fund Lincoln-area businesses, how much, and how the market compares with Nebraska: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Lincoln area
Ranked by SBA volume funded to businesses located in the Lincoln metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Nebraska Economic Development Corporation | 187 | $132.6M | $709K | not reported |
| 2 | Union Bank and Trust Company | 295 | $76.1M | $258K | 1.02% |
| 3 | First State Bank Nebraska | 200 | $52.9M | $265K | 2.00% |
| 4 | Wells Fargo Bank National Association | 76 | $23.4M | $308K | 2.63% |
| 5 | Cornhusker Bank | 102 | $22.5M | $220K | 5.88% |
| 6 | Live Oak Banking Company | 12 | $17.3M | $1.4M | not reported |
| 7 | First National Bank of Omaha | 54 | $16.5M | $305K | 7.41% |
| 8 | Equity Bank | 46 | $12.5M | $272K | 0.00% |
| 9 | City Bank & Trust Co. | 15 | $9.5M | $636K | not reported |
| 10 | First Interstate Bank | 17 | $8.5M | $499K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
Ready to talk to Lincoln-area SBA lenders?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
How Lincoln compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Lincoln area | $150K | 14.1% ▲ 2.4 pts |
| Nebraska | $150K | 11.7% |
| United States | $179K | 11.2% |
What gets funded in Lincoln
| Industry | Loans | Total funded |
|---|---|---|
| Health Care and Social Assistance | 189 | $75.2M |
| Accommodation and Food Services | 177 | $65.2M |
| Manufacturing | 84 | $51.4M |
| Retail Trade | 164 | $47.1M |
| Construction | 187 | $46.3M |
| Other Services | 139 | $42.5M |
| Professional and Technical Services | 117 | $39.2M |
| Administrative and Support | 83 | $24.8M |
SBA lending in Lincoln by year
Geography, precisely
"Lincoln area" here means the Lincoln, NE metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Lancaster County, NE; Seward County, NE. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.