SBA lending by metro area
SBA lenders in Manitowoc, WI
Which lenders fund Manitowoc-area businesses, how much, and how the market compares with Wisconsin: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Manitowoc area
Ranked by SBA volume funded to businesses located in the Manitowoc micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | WBD, Inc. | 28 | $44.6M | $1.6M | not reported |
| 2 | Nicolet National Bank | 73 | $28.7M | $394K | 0.00% |
| 3 | Bank First, N.A. | 60 | $26.7M | $445K | 1.67% |
| 4 | UMB Bank, National Association | 18 | $15.1M | $836K | not reported |
| 5 | Bank of Ann Arbor | 32 | $10.2M | $318K | 9.38% |
| 6 | Byline Bank | 9 | $8.3M | $928K | not reported |
| 7 | Cleveland State Bank | 7 | $7.0M | $994K | not reported |
| 8 | American National Bank | 5 | $5.3M | $1.1M | not reported |
| 9 | Summit CU | 8 | $4.5M | $561K | not reported |
| 10 | Shoreline CU | 24 | $2.1M | $89K | 4.17% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
Ready to talk to Manitowoc-area SBA lenders?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
How Manitowoc compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Manitowoc area | $194K ▼ 3.0% | 8.4% ▼ 5.3 pts |
| Wisconsin | $200K | 13.7% |
| United States | $179K | 11.2% |
What gets funded in Manitowoc
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 74 | $73.3M |
| Accommodation and Food Services | 54 | $21.8M |
| Retail Trade | 34 | $15.6M |
| Health Care and Social Assistance | 29 | $12.6M |
| Transportation and Warehousing | 30 | $11.9M |
| Other Services | 33 | $11.8M |
| Wholesale Trade | 18 | $8.7M |
| Construction | 32 | $8.3M |
SBA lending in Manitowoc by year
Geography, precisely
"Manitowoc area" here means the Manitowoc, WI micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Manitowoc County, WI. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.