SBA lender profile
Bank of Ann Arbor
Bank of Ann Arbor appears in the public SBA loan data with 798 funded 7(a) loans since FY2010, totaling $364.2M, an average of $456K per loan, and an estimated 11,547 jobs supported. Its SBA lending concentrates in Michigan and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.4%. 14.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 77
- Scale 87
- Activity 74
- Consistency 79
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Bank of Ann Arbor the right lender for you?
Lenders fund what they know. Bank of Ann Arbor's SBA lending concentrates in Michigan (325 loans) and Accommodation and Food Services (98 loans), at an average loan of $456K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $3.3B
- Headquarters
- Ann Arbor, MI
- FDIC cert
- #34120
- Status
- Active
Where Bank of Ann Arbor lends
Top states by funded SBA volume.
Metro areas where Bank of Ann Arbor funds
What Bank of Ann Arbor funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 98 | $69.8M |
| Manufacturing | 117 | $68.6M |
| Retail Trade | 105 | $41.0M |
| Construction | 86 | $32.4M |
| Educational Services | 25 | $28.3M |
| Wholesale Trade | 40 | $19.8M |
Bank of Ann Arbor SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 115 | $39.9M |
| 2011 | 148 | $76.0M |
| 2012 | 105 | $33.3M |
| 2013 | 102 | $35.2M |
| 2014 | 93 | $32.6M |
| 2015 | 55 | $19.3M |
| 2016 | 43 | $21.2M |
| 2017 | 32 | $19.6M |
| 2018 | 17 | $12.1M |
| 2019 | 20 | $13.7M |
| 2020 | 18 | $12.6M |
| 2021 | 15 | $15.1M |
| 2022 | 10 | $7.5M |
| 2023 | 6 | $4.8M |
| 2024 | 7 | $9.3M |
| 2025 | 12 | $11.9M |
Related SBA lenders
Other lenders active in Michigan or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Bank of Ann Arbor: frequently asked questions
Does Bank of Ann Arbor offer SBA loans?
Yes. Bank of Ann Arbor appears in the public SBA data with 798 funded SBA 7(a) loans totaling $364.2M.
How many SBA loans has Bank of Ann Arbor made?
Bank of Ann Arbor is associated with 798 SBA 7(a) loans totaling $364.2M in the public SBA data (as of 2026-03-31).
What is Bank of Ann Arbor's SBA charge-off rate?
About 2.4% of Bank of Ann Arbor's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Bank of Ann Arbor do most of its SBA lending?
Bank of Ann Arbor's SBA lending in the data is most concentrated in Michigan, and by industry in Accommodation and Food Services.
Is Bank of Ann Arbor an SBA Preferred Lender (PLP)?
The loan record shows Bank of Ann Arbor operating under PLP delegated authority: 118 of its 7(a) loans (14.8%) were processed through the Preferred Lenders Program, including 4 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Bank of Ann Arbor SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bank-of-ann-arbor/
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