SBA lending by metro area
SBA lenders in Montrose, CO
Which lenders fund Montrose-area businesses, how much, and how the market compares with Colorado: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Montrose area
Ranked by SBA volume funded to businesses located in the Montrose micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Timberline Bank | 28 | $11.3M | $405K | 0.00% |
| 2 | Wells Fargo Bank National Association | 36 | $8.8M | $245K | 2.78% |
| 3 | U.S. Bank, National Association | 13 | $5.2M | $399K | not reported |
| 4 | B:Side Capital | 14 | $4.9M | $348K | not reported |
| 5 | Zions Bank, A Division of | 18 | $3.3M | $182K | not reported |
| 6 | Community Economic Development Company of Colorado | 5 | $1.8M | $367K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Montrose compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Montrose area | $225K ▼ 10.0% | 13.3% ▲ 1.1 pts |
| Colorado | $250K | 12.2% |
| United States | $179K | 11.2% |
What gets funded in Montrose
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 27 | $24.1M |
| Construction | 30 | $14.6M |
| Retail Trade | 21 | $10.7M |
| Manufacturing | 12 | $9.3M |
| Health Care and Social Assistance | 17 | $6.5M |
| Real Estate | 5 | $6.1M |
| Professional and Technical Services | 12 | $3.4M |
| Other Services | 17 | $2.9M |
SBA lending in Montrose by year
Geography, precisely
"Montrose area" here means the Montrose, CO micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Montrose County, CO. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.