Independent reference built on public SBA FOIA loan data. Not affiliated with the U.S. Small Business Administration.

SBA Loan Index

Search the index

Search every lender, state, district, industry, franchise, guide, study, and tool. Runs on the published site.

SBA lender profile

Zions Bank, A Division of

Zions Bank, A Division of appears in the public SBA loan data with 10,291 funded 7(a) loans since FY2010, totaling $2.5B, an average of $240K per loan, and an estimated 107,504 jobs supported. Its SBA lending concentrates in Utah and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 3.6%. 42.4% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 70
Scale 99
Activity 97
Consistency 92

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
10,291
Since FY2010
Total volume
$2.5B
Average loan size
$240K
7(a) charge-off rate
3.6%
Share of 7(a) loans charged off
Jobs supported (reported)
107,504
Programs
7(a)

Is Zions Bank, A Division of the right lender for you?

Lenders fund what they know. Zions Bank, A Division of's SBA lending concentrates in Utah (4,062 loans) and Manufacturing (1,024 loans), at an average loan of $240K. If your business does not look like that, a different SBA lender is likely the better fit.

See which SBA lenders fund businesses like yours →

Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Where Zions Bank, A Division of lends

Top states by funded SBA volume.

StateLoansTotal volume
Utah 4,062 $683.5M
Texas 1,224 $472.8M
California 1,444 $452.4M
Idaho 1,474 $226.0M
Arizona 704 $213.5M
Nevada 722 $209.8M

Metro areas where Zions Bank, A Division of funds

What Zions Bank, A Division of funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Manufacturing 1,024 $308.4M
Health Care and Social Assistance 1,127 $299.4M
Construction 1,391 $259.6M
Accommodation and Food Services 829 $240.9M
Retail Trade 949 $233.0M
Professional and Technical Services 1,124 $204.4M

Zions Bank, A Division of SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
2010862$125.2M
20111,120$206.4M
2012870$131.9M
2013721$145.2M
2014572$138.7M
2015679$153.9M
2016501$155.9M
2017482$106.9M
2018663$131.1M
2019416$121.1M
2020258$90.8M
2021347$214.9M
2022192$108.4M
2023315$131.2M
2024607$148.8M
20251,217$239.5M
2026469$115.3M

Related SBA lenders

Other lenders active in Utah or in Manufacturing.

Comparing lenders? See how to choose an SBA lender by track record.

Zions Bank, A Division of: frequently asked questions

Does Zions Bank, A Division of offer SBA loans?

Yes. Zions Bank, A Division of appears in the public SBA data with 10,291 funded SBA 7(a) loans totaling $2.5B.

How many SBA loans has Zions Bank, A Division of made?

Zions Bank, A Division of is associated with 10,291 SBA 7(a) loans totaling $2.5B in the public SBA data (as of 2026-03-31).

What is Zions Bank, A Division of's SBA charge-off rate?

About 3.6% of Zions Bank, A Division of's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Zions Bank, A Division of do most of its SBA lending?

Zions Bank, A Division of's SBA lending in the data is most concentrated in Utah, and by industry in Manufacturing.

Is Zions Bank, A Division of an SBA Preferred Lender (PLP)?

The loan record shows Zions Bank, A Division of operating under PLP delegated authority: 4,365 of its 7(a) loans (42.4%) were processed through the Preferred Lenders Program, including 1,481 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Zions Bank, A Division of

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

Request your institution's benchmarking →
Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Zions Bank, A Division of's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Zions Bank, A Division of SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/zions-bank-a-division-of/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

Looking for a lender like this?

Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.

Get matched with lenders

Get SBA lending trends in your inbox

Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.

We use your email only to send lending-trend updates. See our privacy policy.