SBA lending by metro area
SBA lenders in Mount Sterling, KY
Which lenders fund Mount Sterling-area businesses, how much, and how the market compares with Kentucky: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Mount Sterling area
Ranked by SBA volume funded to businesses located in the Mount Sterling micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Community Ventures Corporation | 13 | $12.6M | $971K | not reported |
| 2 | Traditional Bank Inc | 21 | $8.2M | $390K | 4.76% |
| 3 | Community Trust Bank, Inc. | 17 | $5.4M | $319K | not reported |
| 4 | Peoples Exchange Bank | 12 | $2.1M | $177K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Mount Sterling compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Mount Sterling area | $200K ▲ 40.1% | 19.5% ▲ 12.8 pts |
| Kentucky | $143K | 6.8% |
| United States | $179K | 11.2% |
What gets funded in Mount Sterling
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 24 | $11.4M |
| Accommodation and Food Services | 11 | $10.7M |
| Other Services | 6 | $2.9M |
| Construction | 8 | $2.5M |
| Health Care and Social Assistance | 8 | $1.7M |
| Arts, Entertainment, Recreation | 5 | $1.1M |
SBA lending in Mount Sterling by year
Geography, precisely
"Mount Sterling area" here means the Mount Sterling, KY micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Bath County, KY; Menifee County, KY; Montgomery County, KY. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.