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SBA lender profile

Traditional Bank Inc

Traditional Bank Inc appears in the public SBA loan data with 146 funded 7(a) loans since FY2010, totaling $53.5M, an average of $367K per loan, and an estimated 2,498 jobs supported. Its SBA lending concentrates in Kentucky and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 4.1%. 68.5% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 66
Scale 58
Activity 20
Consistency 68

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
146
Since FY2010
Total volume
$53.5M
Average loan size
$367K
7(a) charge-off rate
4.1%
Share of 7(a) loans charged off
Jobs supported (reported)
2,498
Programs
7(a)

Is Traditional Bank Inc the right lender for you?

Lenders fund what they know. Traditional Bank Inc's SBA lending concentrates in Kentucky (145 loans) and Accommodation and Food Services (44 loans), at an average loan of $367K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Traditional Bank Inc lends

Top states by funded SBA volume.

StateLoansTotal volume
Kentucky 145 $53.1M
Indiana 1 $400K

Metro areas where Traditional Bank Inc funds

What Traditional Bank Inc funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 44 $22.2M
Retail Trade 26 $8.7M
Construction 13 $3.8M
Health Care and Social Assistance 19 $3.5M
Wholesale Trade 6 $2.5M
Manufacturing 8 $2.4M

Traditional Bank Inc SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201020$7.8M
201131$14.1M
201220$5.8M
201318$10.6M
201419$7.1M
201513$2.3M
20166$1.5M
20177$1.5M
20186$1.1M
20191$525K
20222$655K
20231$92K
20241$57K
20251$440K

Related SBA lenders

Other lenders active in Kentucky or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Traditional Bank Inc: frequently asked questions

Does Traditional Bank Inc offer SBA loans?

Yes. Traditional Bank Inc appears in the public SBA data with 146 funded SBA 7(a) loans totaling $53.5M.

How many SBA loans has Traditional Bank Inc made?

Traditional Bank Inc is associated with 146 SBA 7(a) loans totaling $53.5M in the public SBA data (as of 2026-03-31).

What is Traditional Bank Inc's SBA charge-off rate?

About 4.1% of Traditional Bank Inc's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Traditional Bank Inc do most of its SBA lending?

Traditional Bank Inc's SBA lending in the data is most concentrated in Kentucky, and by industry in Accommodation and Food Services.

Is Traditional Bank Inc an SBA Preferred Lender (PLP)?

The loan record shows Traditional Bank Inc operating under PLP delegated authority: 100 of its 7(a) loans (68.5%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Traditional Bank Inc

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Traditional Bank Inc's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Traditional Bank Inc SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/traditional-bank-inc/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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