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SBA lending by metro area

SBA lenders in Mountain Home, AR

Which lenders fund Mountain Home-area businesses, how much, and how the market compares with Arkansas: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
88
Total funded
$24.4M
Average loan
$278K
7(a) charge-off
2.3%

Top SBA lenders in the Mountain Home area

Ranked by SBA volume funded to businesses located in the Mountain Home micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 Arvest Bank 26 $7.2M $278K 0.00%
2 FNBC Bank 21 $2.8M $133K 0.00%
3 Centennial Bank 6 $1.3M $216K not reported

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Mountain Home compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Mountain Home area $144K ▼ 28.4% 1.1% ▼ 4.1 pts
Arkansas$200K5.2%
United States$179K11.2%

What gets funded in Mountain Home

IndustryLoansTotal funded
Manufacturing 8 $4.7M
Accommodation and Food Services 13 $4.7M
Health Care and Social Assistance 10 $2.3M
Professional and Technical Services 7 $1.7M
Construction 8 $1.5M
Other Services 7 $1.4M
Arts, Entertainment, Recreation 8 $1.1M
Retail Trade 7 $823K

SBA lending in Mountain Home by year

Geography, precisely

"Mountain Home area" here means the Mountain Home, AR micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Baxter County, AR. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.