SBA lender profile
FNBC Bank
FNBC Bank appears in the public SBA loan data with 83 funded 7(a) loans totaling $39.1M, an average of $471K per loan, and an estimated 573 jobs supported. Its SBA lending concentrates in Arkansas and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
83
Total volume
$39.1M
Average loan size
$471K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
573
Programs
7(a)
Bank profile
via FDIC- Total assets
- $844M
- Headquarters
- Ash Flat, AR
- FDIC cert
- #1294
- Status
- Active
Where FNBC Bank lends
Top states by funded SBA volume.
What FNBC Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 16 | $13.2M |
| Accommodation and Food Services | 11 | $7.2M |
| Arts, Entertainment, Recreation | 5 | $4.5M |
| Other Services | 11 | $2.8M |
| Manufacturing | 3 | $2.3M |
| Administrative and Support | 7 | $2.1M |
FNBC Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 18 | $4.7M |
| 2021 | 7 | $222K |
| 2022 | 10 | $2.1M |
| 2023 | 13 | $5.7M |
| 2024 | 11 | $8.8M |
| 2025 | 18 | $14.6M |
| 2026 | 6 | $3.1M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of FNBC Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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