SBA lender profile
Centennial Bank
Centennial Bank appears in the public SBA loan data with 836 funded 7(a) loans since FY2010, totaling $524.6M, an average of $628K per loan, and an estimated 12,582 jobs supported. Its SBA lending concentrates in Florida and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 5.0%. 39.4% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 60
- Scale 90
- Activity 82
- Consistency 88
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Centennial Bank the right lender for you?
Lenders fund what they know. Centennial Bank's SBA lending concentrates in Florida (448 loans) and Accommodation and Food Services (124 loans), at an average loan of $628K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $23.0B
- Headquarters
- Conway, AR
- FDIC cert
- #11241
- Status
- Active
Where Centennial Bank lends
Top states by funded SBA volume.
Metro areas where Centennial Bank funds
What Centennial Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 124 | $94.1M |
| Retail Trade | 122 | $61.7M |
| Manufacturing | 81 | $61.7M |
| Construction | 78 | $49.4M |
| Health Care and Social Assistance | 95 | $47.8M |
| Other Services | 68 | $41.4M |
Centennial Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 84 | $20.6M |
| 2011 | 121 | $54.9M |
| 2012 | 67 | $33.8M |
| 2013 | 85 | $64.1M |
| 2014 | 70 | $46.6M |
| 2015 | 62 | $40.0M |
| 2016 | 65 | $29.7M |
| 2017 | 54 | $35.7M |
| 2018 | 29 | $24.5M |
| 2019 | 27 | $30.5M |
| 2020 | 19 | $18.4M |
| 2021 | 53 | $36.7M |
| 2022 | 31 | $29.3M |
| 2023 | 21 | $22.0M |
| 2024 | 17 | $16.2M |
| 2025 | 26 | $16.9M |
| 2026 | 5 | $4.9M |
Related SBA lenders
Other lenders active in Florida or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Centennial Bank: frequently asked questions
Does Centennial Bank offer SBA loans?
Yes. Centennial Bank appears in the public SBA data with 836 funded SBA 7(a) loans totaling $524.6M.
How many SBA loans has Centennial Bank made?
Centennial Bank is associated with 836 SBA 7(a) loans totaling $524.6M in the public SBA data (as of 2026-03-31).
What is Centennial Bank's SBA charge-off rate?
About 5.0% of Centennial Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Centennial Bank do most of its SBA lending?
Centennial Bank's SBA lending in the data is most concentrated in Florida, and by industry in Accommodation and Food Services.
Is Centennial Bank an SBA Preferred Lender (PLP)?
The loan record shows Centennial Bank operating under PLP delegated authority: 329 of its 7(a) loans (39.4%) were processed through the Preferred Lenders Program, including 41 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Centennial Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/centennial-bank/
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