SBA lending by metro area
SBA lenders in Murray, KY
Which lenders fund Murray-area businesses, how much, and how the market compares with Kentucky: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Murray area
Ranked by SBA volume funded to businesses located in the Murray micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 6 | $9.3M | $1.5M | not reported |
| 2 | FNB Bank, Inc. | 23 | $3.6M | $157K | 0.00% |
| 3 | U.S. Bank, National Association | 7 | $182K | $26K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Murray compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Murray area | $150K ▲ 5.0% | 1.9% ▼ 4.8 pts |
| Kentucky | $143K | 6.8% |
| United States | $179K | 11.2% |
What gets funded in Murray
| Industry | Loans | Total funded |
|---|---|---|
| Agriculture, Forestry, Fishing | 8 | $7.9M |
| Accommodation and Food Services | 9 | $4.9M |
| Retail Trade | 5 | $1.1M |
| Construction | 5 | $680K |
| Professional and Technical Services | 5 | $635K |
SBA lending in Murray by year
Geography, precisely
"Murray area" here means the Murray, KY micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Calloway County, KY. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.