SBA lender profile
FNB Bank, Inc.
FNB Bank, Inc. appears in the public SBA loan data with 90 funded 7(a) loans since FY2010, totaling $15.0M, an average of $167K per loan, and an estimated 828 jobs supported. Its SBA lending concentrates in Kentucky and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.1%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 35
- Activity 38
- Consistency 78
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is FNB Bank, Inc. the right lender for you?
Lenders fund what they know. FNB Bank, Inc.'s SBA lending concentrates in Kentucky (72 loans) and Accommodation and Food Services (15 loans), at an average loan of $167K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $766M
- Headquarters
- Mayfield, KY
- FDIC cert
- #2759
- Status
- Active
Where FNB Bank, Inc. lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Kentucky | 72 | $12.0M |
| West Virginia | 9 | $2.0M |
| Maryland | 7 | $675K |
| Tennessee | 1 | $235K |
| Virginia | 1 | $32K |
Metro areas where FNB Bank, Inc. funds
What FNB Bank, Inc. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 15 | $4.2M |
| Retail Trade | 17 | $2.9M |
| Professional and Technical Services | 11 | $1.6M |
| Health Care and Social Assistance | 11 | $1.4M |
| Construction | 8 | $1.1M |
| Agriculture, Forestry, Fishing | 6 | $985K |
FNB Bank, Inc. SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 12 | $1.4M |
| 2011 | 13 | $1.9M |
| 2012 | 8 | $921K |
| 2013 | 14 | $1.9M |
| 2014 | 3 | $425K |
| 2015 | 3 | $255K |
| 2016 | 1 | $50K |
| 2017 | 5 | $594K |
| 2018 | 2 | $429K |
| 2019 | 1 | $350K |
| 2020 | 6 | $660K |
| 2021 | 6 | $2.2M |
| 2022 | 4 | $885K |
| 2023 | 10 | $2.6M |
| 2024 | 1 | $32K |
| 2025 | 1 | $360K |
Related SBA lenders
Other lenders active in Kentucky or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
FNB Bank, Inc.: frequently asked questions
Does FNB Bank, Inc. offer SBA loans?
Yes. FNB Bank, Inc. appears in the public SBA data with 90 funded SBA 7(a) loans totaling $15.0M.
How many SBA loans has FNB Bank, Inc. made?
FNB Bank, Inc. is associated with 90 SBA 7(a) loans totaling $15.0M in the public SBA data (as of 2026-03-31).
What is FNB Bank, Inc.'s SBA charge-off rate?
About 1.1% of FNB Bank, Inc.'s 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does FNB Bank, Inc. do most of its SBA lending?
FNB Bank, Inc.'s SBA lending in the data is most concentrated in Kentucky, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). FNB Bank, Inc. SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/fnb-bank-inc/
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