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SBA lending by metro area

SBA lenders in Myrtle Beach, SC

Which lenders fund Myrtle Beach-area businesses, how much, and how the market compares with South Carolina: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
633
Total funded
$432.5M
Average loan
$683K
7(a) charge-off
5.6%

Top SBA lenders in the Myrtle Beach area

Ranked by SBA volume funded to businesses located in the Myrtle Beach metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 Provident Business Financial Services, Inc. 21 $30.0M $1.4M not reported
2 Live Oak Banking Company 23 $25.8M $1.1M 0.00%
3 United Community Bank 23 $25.6M $1.1M 0.00%
4 TD Bank, National Association 106 $25.3M $238K 4.72%
5 Pinnacle Bank 25 $24.6M $983K 4.00%
6 The Huntington National Bank 28 $22.7M $812K 0.00%
7 South Atlantic Bank 9 $20.5M $2.3M not reported
8 Wells Fargo Bank National Association 56 $16.9M $301K 8.93%
9 The Citizens Bank 11 $16.0M $1.5M not reported
10 SouthState Bank, National Association 18 $15.3M $852K not reported

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Myrtle Beach compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Myrtle Beach area $280K ▲ 5.7% 6.3% ▼ 1.6 pts
South Carolina$265K7.9%
United States$179K11.2%

What gets funded in Myrtle Beach

IndustryLoansTotal funded
Accommodation and Food Services 140 $169.6M
Arts, Entertainment, Recreation 45 $44.5M
Health Care and Social Assistance 66 $43.7M
Retail Trade 79 $39.7M
Other Services 70 $30.0M
Manufacturing 23 $20.3M
Professional and Technical Services 35 $20.2M
Construction 65 $19.8M

SBA lending in Myrtle Beach by year

Geography, precisely

"Myrtle Beach area" here means the Myrtle Beach-Conway-North Myrtle Beach, SC metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Horry County, SC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.