SBA lender profile
Provident Business Financial Services, Inc.
Provident Business Financial Services, Inc. appears in the public SBA loan data with 236 funded 504 loans since FY2010, totaling $251.5M, an average of $1.1M per loan, and an estimated 4,051 jobs supported. Its SBA lending concentrates in South Carolina and the Accommodation and Food Services sector. Charge-off status is reported only on 7(a) loans, so no charge-off rate is available for this 504-only lender.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record n/r
- Scale 78
- Activity 82
- Consistency 85
Track record is 7(a)-only; Provident Business Financial Services, Inc. appears with 504 loans only, so it’s scored on scale, activity, and consistency.
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Provident Business Financial Services, Inc. the right lender for you?
Lenders fund what they know. Provident Business Financial Services, Inc.'s SBA lending concentrates in South Carolina (230 loans) and Accommodation and Food Services (54 loans), at an average loan of $1.1M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Provident Business Financial Services, Inc. is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where Provident Business Financial Services, Inc. lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| South Carolina | 230 | $239.8M |
| North Carolina | 5 | $11.3M |
| Tennessee | 1 | $465K |
Metro areas where Provident Business Financial Services, Inc. funds
What Provident Business Financial Services, Inc. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 54 | $83.8M |
| Retail Trade | 36 | $39.1M |
| Manufacturing | 14 | $23.5M |
| Arts, Entertainment, Recreation | 12 | $22.1M |
| Other Services | 28 | $21.9M |
| Health Care and Social Assistance | 29 | $13.1M |
Provident Business Financial Services, Inc. SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 5 | $1.8M |
| 2011 | 11 | $5.1M |
| 2012 | 18 | $22.1M |
| 2013 | 10 | $12.0M |
| 2014 | 6 | $4.7M |
| 2015 | 12 | $6.1M |
| 2016 | 9 | $8.2M |
| 2017 | 15 | $10.8M |
| 2018 | 11 | $11.9M |
| 2019 | 23 | $19.1M |
| 2020 | 13 | $17.1M |
| 2021 | 32 | $31.9M |
| 2022 | 24 | $30.4M |
| 2023 | 12 | $12.5M |
| 2024 | 16 | $21.8M |
| 2025 | 11 | $21.7M |
| 2026 | 8 | $14.3M |
Related SBA lenders
Other lenders active in South Carolina or in Accommodation and Food Services.
New to the program? See how an SBA 504 loan works (the structure, the rates, and the CDC's role), browse every Certified Development Company ranked by 504 volume , or see how to choose an SBA lender by track record.
Provident Business Financial Services, Inc.: frequently asked questions
Does Provident Business Financial Services, Inc. offer SBA loans?
Yes. Provident Business Financial Services, Inc. appears in the public SBA data with 236 funded SBA 504 loans totaling $251.5M, as a Certified Development Company (CDC) that funds the SBA 504 portion of a project.
How many SBA loans has Provident Business Financial Services, Inc. made?
Provident Business Financial Services, Inc. is associated with 236 SBA 504 loans totaling $251.5M in the public SBA data (as of 2026-03-31).
What is Provident Business Financial Services, Inc.'s SBA charge-off rate?
Charge-off status is reported only on 7(a) loans, and Provident Business Financial Services, Inc. appears with 504 loans only, so there is no charge-off rate to report. See our methodology.
Where does Provident Business Financial Services, Inc. do most of its SBA lending?
Provident Business Financial Services, Inc.'s SBA lending in the data is most concentrated in South Carolina, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Provident Business Financial Services, Inc. SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/provident-business-financial-services-inc/
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