SBA lender profile
Provident Business Financial Services, Inc.
Provident Business Financial Services, Inc. appears in the public SBA loan data with 236 funded 504 loans totaling $251.5M, an average of $1.1M per loan, and an estimated 4,051 jobs supported. Its SBA lending concentrates in South Carolina and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Provident Business Financial Services, Inc. is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where Provident Business Financial Services, Inc. lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| South Carolina | 230 | $239.8M |
| North Carolina | 5 | $11.3M |
| Tennessee | 1 | $465K |
What Provident Business Financial Services, Inc. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 54 | $83.8M |
| Retail Trade | 36 | $39.1M |
| Manufacturing | 14 | $23.5M |
| Arts, Entertainment, Recreation | 12 | $22.1M |
| Other Services | 28 | $21.9M |
| Health Care and Social Assistance | 29 | $13.1M |
Provident Business Financial Services, Inc. SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 5 | $1.8M |
| 2011 | 11 | $5.1M |
| 2012 | 18 | $22.1M |
| 2013 | 10 | $12.0M |
| 2014 | 6 | $4.7M |
| 2015 | 12 | $6.1M |
| 2016 | 9 | $8.2M |
| 2017 | 15 | $10.8M |
| 2018 | 11 | $11.9M |
| 2019 | 23 | $19.1M |
| 2020 | 13 | $17.1M |
| 2021 | 32 | $31.9M |
| 2022 | 24 | $30.4M |
| 2023 | 12 | $12.5M |
| 2024 | 16 | $21.8M |
| 2025 | 11 | $21.7M |
| 2026 | 8 | $14.3M |
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