SBA lending by metro area
SBA lenders in North Wilkesboro, NC
Which lenders fund North Wilkesboro-area businesses, how much, and how the market compares with North Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the North Wilkesboro area
Ranked by SBA volume funded to businesses located in the North Wilkesboro micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | First Community Bank | 48 | $17.5M | $364K | 0.00% |
| 2 | First Financial Bank | 11 | $10.9M | $994K | not reported |
| 3 | First National Bank of Pennsylvania | 13 | $5.5M | $421K | not reported |
| 4 | Truist Bank | 7 | $1.3M | $186K | not reported |
| 5 | Wells Fargo Bank National Association | 14 | $145K | $10K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How North Wilkesboro compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| North Wilkesboro area | $209K ▼ 19.6% | 5.3% ▼ 2.3 pts |
| North Carolina | $260K | 7.6% |
| United States | $179K | 11.2% |
What gets funded in North Wilkesboro
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 15 | $15.3M |
| Agriculture, Forestry, Fishing | 14 | $11.6M |
| Retail Trade | 25 | $8.1M |
| Accommodation and Food Services | 8 | $7.6M |
| Construction | 19 | $6.3M |
| Transportation and Warehousing | 11 | $3.2M |
| Other Services | 10 | $2.3M |
| Real Estate | 8 | $2.2M |
SBA lending in North Wilkesboro by year
Geography, precisely
"North Wilkesboro area" here means the North Wilkesboro, NC micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Wilkes County, NC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.