SBA lender profile
First Community Bank
First Community Bank appears in the public SBA loan data with 430 funded 7(a) loans totaling $289.0M, an average of $672K per loan, and an estimated 3,533 jobs supported. Its SBA lending concentrates in Georgia and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.7%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
430
Total volume
$289.0M
Average loan size
$672K
Charge-off rate
0.7%
Share of funded loans charged off
Jobs supported (reported)
3,533
Programs
7(a)
Bank profile
via FDIC- Total assets
- $163M
- Headquarters
- Milton, WI
- FDIC cert
- #11225
- Status
- Active
Where First Community Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 119 | $152.6M |
| North Carolina | 143 | $65.7M |
| Virginia | 78 | $27.9M |
| Texas | 6 | $7.5M |
| Tennessee | 6 | $6.0M |
| West Virginia | 41 | $5.7M |
What First Community Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 83 | $88.3M |
| Other Services | 37 | $39.9M |
| Accommodation and Food Services | 43 | $26.2M |
| Health Care and Social Assistance | 32 | $21.6M |
| Transportation and Warehousing | 53 | $19.5M |
| Manufacturing | 33 | $18.1M |
First Community Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 45 | $20.5M |
| 2021 | 46 | $46.2M |
| 2022 | 36 | $27.0M |
| 2023 | 40 | $36.8M |
| 2024 | 84 | $46.8M |
| 2025 | 138 | $89.9M |
| 2026 | 41 | $21.8M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First Community Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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