SBA lender profile
First Community Bank
First Community Bank appears in the public SBA loan data with 1,188 funded 7(a) loans since FY2010, totaling $577.7M, an average of $486K per loan, and an estimated 10,551 jobs supported. Its SBA lending concentrates in Georgia and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 1.5%. 48.4% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 84
- Scale 91
- Activity 92
- Consistency 86
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First Community Bank the right lender for you?
Lenders fund what they know. First Community Bank's SBA lending concentrates in Georgia (217 loans) and Retail Trade (195 loans), at an average loan of $486K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $163M
- Headquarters
- Milton, WI
- FDIC cert
- #11225
- Status
- Active
Where First Community Bank lends
Top states by funded SBA volume.
Metro areas where First Community Bank funds
What First Community Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 195 | $121.5M |
| Accommodation and Food Services | 125 | $78.7M |
| Other Services | 100 | $60.6M |
| Manufacturing | 130 | $59.5M |
| Health Care and Social Assistance | 75 | $44.8M |
| Construction | 140 | $37.4M |
First Community Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 89 | $15.9M |
| 2011 | 97 | $50.3M |
| 2012 | 45 | $22.3M |
| 2013 | 98 | $54.8M |
| 2014 | 73 | $25.4M |
| 2015 | 129 | $36.8M |
| 2016 | 61 | $14.3M |
| 2017 | 56 | $17.2M |
| 2018 | 53 | $9.1M |
| 2019 | 57 | $42.7M |
| 2020 | 45 | $20.5M |
| 2021 | 46 | $46.2M |
| 2022 | 36 | $27.0M |
| 2023 | 40 | $36.8M |
| 2024 | 84 | $46.8M |
| 2025 | 138 | $89.9M |
| 2026 | 41 | $21.8M |
Related SBA lenders
Other lenders active in Georgia or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
First Community Bank: frequently asked questions
Does First Community Bank offer SBA loans?
Yes. First Community Bank appears in the public SBA data with 1,188 funded SBA 7(a) loans totaling $577.7M.
How many SBA loans has First Community Bank made?
First Community Bank is associated with 1,188 SBA 7(a) loans totaling $577.7M in the public SBA data (as of 2026-03-31).
What is First Community Bank's SBA charge-off rate?
About 1.5% of First Community Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First Community Bank do most of its SBA lending?
First Community Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Retail Trade.
Is First Community Bank an SBA Preferred Lender (PLP)?
The loan record shows First Community Bank operating under PLP delegated authority: 575 of its 7(a) loans (48.4%) were processed through the Preferred Lenders Program, including 121 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Community Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-community-bank/
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