SBA lending by metro area
SBA lenders in Odessa, TX
Which lenders fund Odessa-area businesses, how much, and how the market compares with Texas: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Odessa area
Ranked by SBA volume funded to businesses located in the Odessa metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | SouthWest Bank | 157 | $84.2M | $536K | 2.55% |
| 2 | American Momentum Bank | 13 | $15.9M | $1.2M | not reported |
| 3 | Newtek Small Business Finance, Inc. | 10 | $14.2M | $1.4M | not reported |
| 4 | Capital Certified Development Corporation | 9 | $12.4M | $1.4M | not reported |
| 5 | Live Oak Banking Company | 6 | $11.2M | $1.9M | not reported |
| 6 | The Huntington National Bank | 13 | $10.7M | $822K | not reported |
| 7 | Wells Fargo Bank National Association | 26 | $7.3M | $281K | 7.69% |
| 8 | Frost Bank | 7 | $7.2M | $1.0M | not reported |
| 9 | Caprock Business Finance Corporation, Inc. | 5 | $7.0M | $1.4M | not reported |
| 10 | PNC Bank, National Association | 20 | $6.5M | $325K | 20.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Odessa compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Odessa area | $250K | 4.7% ▼ 2.7 pts |
| Texas | $250K | 7.4% |
| United States | $179K | 11.2% |
What gets funded in Odessa
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 57 | $65.3M |
| Manufacturing | 49 | $35.7M |
| Other Services | 49 | $31.9M |
| Retail Trade | 45 | $26.9M |
| Mining and Extraction | 31 | $24.3M |
| Construction | 33 | $23.9M |
| Real Estate | 23 | $18.0M |
| Health Care and Social Assistance | 29 | $15.3M |
SBA lending in Odessa by year
Geography, precisely
"Odessa area" here means the Odessa, TX metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Ector County, TX. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.