SBA lending by metro area
SBA lenders in Oklahoma City, OK
Which lenders fund Oklahoma City-area businesses, how much, and how the market compares with Oklahoma: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Oklahoma City area
Ranked by SBA volume funded to businesses located in the Oklahoma City metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | BancFirst | 1,052 | $403.0M | $383K | 2.38% |
| 2 | Rural Enterprises of Oklahoma, Inc. | 144 | $122.4M | $850K | not reported |
| 3 | Metro Area Development Corporation | 100 | $74.3M | $743K | not reported |
| 4 | Live Oak Banking Company | 50 | $69.1M | $1.4M | 0.00% |
| 5 | First United Bank and Trust Company | 80 | $58.5M | $732K | 3.75% |
| 6 | Peoples Bank and Trust Company | 25 | $39.2M | $1.6M | 0.00% |
| 7 | JPMorgan Chase Bank, National Association | 200 | $35.4M | $177K | 4.50% |
| 8 | Celtic Bank Corporation | 52 | $30.5M | $586K | 13.46% |
| 9 | First Oklahoma Bank | 19 | $30.2M | $1.6M | not reported |
| 10 | Arvest Bank | 206 | $29.1M | $141K | 0.49% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Oklahoma City compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Oklahoma City area | $200K ▼ 11.1% | 8.0% |
| Oklahoma | $225K | 8.2% |
| United States | $179K | 11.2% |
What gets funded in Oklahoma City
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 434 | $264.6M |
| Health Care and Social Assistance | 435 | $200.8M |
| Construction | 418 | $172.7M |
| Retail Trade | 414 | $168.3M |
| Other Services | 343 | $141.4M |
| Manufacturing | 240 | $126.5M |
| Professional and Technical Services | 337 | $126.2M |
| Arts, Entertainment, Recreation | 117 | $74.1M |
SBA lending in Oklahoma City by year
Geography, precisely
"Oklahoma City area" here means the Oklahoma City, OK metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Canadian County, OK; Cleveland County, OK; Grady County, OK; Lincoln County, OK; Logan County, OK; McClain County, OK; Oklahoma County, OK. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.