SBA lender profile
First United Bank and Trust Company
First United Bank and Trust Company appears in the public SBA loan data with 211 funded 7(a) loans totaling $196.8M, an average of $933K per loan, and an estimated 3,632 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
211
Total volume
$196.8M
Average loan size
$933K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
3,632
Programs
7(a)
Bank profile
via FDIC- Total assets
- $606M
- Headquarters
- Madisonville, KY
- FDIC cert
- #34150
- Status
- Active
Where First United Bank and Trust Company lends
Top states by funded SBA volume.
What First United Bank and Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 35 | $34.5M |
| Other Services | 29 | $33.0M |
| Health Care and Social Assistance | 28 | $27.1M |
| Manufacturing | 15 | $18.9M |
| Retail Trade | 23 | $14.8M |
| Professional and Technical Services | 19 | $14.3M |
First United Bank and Trust Company SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 36 | $27.6M |
| 2021 | 41 | $38.3M |
| 2022 | 38 | $34.9M |
| 2023 | 19 | $17.8M |
| 2024 | 30 | $31.2M |
| 2025 | 36 | $33.3M |
| 2026 | 11 | $13.6M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First United Bank and Trust Company's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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