SBA lending by metro area
SBA lenders in Olympia, WA
Which lenders fund Olympia-area businesses, how much, and how the market compares with Washington: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Olympia area
Ranked by SBA volume funded to businesses located in the Olympia metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Timberland Bank | 111 | $50.3M | $453K | 9.91% |
| 2 | Ameritrust CDC | 56 | $45.3M | $809K | not reported |
| 3 | Hanmi Bank | 25 | $34.8M | $1.4M | 0.00% |
| 4 | Readycap Lending, LLC | 25 | $32.1M | $1.3M | 0.00% |
| 5 | Evergreen Business Capital | 50 | $30.7M | $615K | not reported |
| 6 | Northwest Business Development Association | 33 | $29.3M | $888K | not reported |
| 7 | Sound Credit Union | 56 | $26.8M | $478K | 5.36% |
| 8 | U.S. Bank, National Association | 58 | $25.5M | $440K | 5.17% |
| 9 | KeyBank National Association | 76 | $24.8M | $326K | 2.63% |
| 10 | Columbia Bank | 110 | $22.6M | $205K | 2.73% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
Ready to talk to Olympia-area SBA lenders?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
How Olympia compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Olympia area | $257K ▲ 15.0% | 13.7% ▲ 4.6 pts |
| Washington | $223K | 9.1% |
| United States | $179K | 11.2% |
What gets funded in Olympia
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 192 | $180.3M |
| Accommodation and Food Services | 159 | $124.8M |
| Health Care and Social Assistance | 125 | $59.0M |
| Other Services | 78 | $38.6M |
| Real Estate | 33 | $37.3M |
| Professional and Technical Services | 102 | $37.0M |
| Manufacturing | 50 | $31.8M |
| Arts, Entertainment, Recreation | 35 | $23.3M |
SBA lending in Olympia by year
Geography, precisely
"Olympia area" here means the Olympia-Lacey-Tumwater, WA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Thurston County, WA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.