SBA lending by metro area
SBA lenders in Orangeburg, SC
Which lenders fund Orangeburg-area businesses, how much, and how the market compares with South Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Orangeburg area
Ranked by SBA volume funded to businesses located in the Orangeburg micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Embassy National Bank | 8 | $16.4M | $2.0M | not reported |
| 2 | GBank | 7 | $14.2M | $2.0M | not reported |
| 3 | Live Oak Banking Company | 5 | $9.1M | $1.8M | not reported |
| 4 | Metro City Bank | 7 | $6.9M | $989K | not reported |
| 5 | TD Bank, National Association | 6 | $6.1M | $1.0M | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Orangeburg compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Orangeburg area | $859K ▲ 224.0% | 8.7% ▲ 0.8 pts |
| South Carolina | $265K | 7.9% |
| United States | $179K | 11.2% |
What gets funded in Orangeburg
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 42 | $64.7M |
| Retail Trade | 15 | $15.7M |
| Health Care and Social Assistance | 6 | $8.9M |
| Manufacturing | 5 | $4.5M |
| Arts, Entertainment, Recreation | 5 | $4.1M |
| Agriculture, Forestry, Fishing | 6 | $3.7M |
SBA lending in Orangeburg by year
Geography, precisely
"Orangeburg area" here means the Orangeburg, SC micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Orangeburg County, SC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.