SBA lender profile
Embassy National Bank
Embassy National Bank appears in the public SBA loan data with 344 funded 7(a) loans since FY2010, totaling $445.0M, an average of $1.3M per loan, and an estimated 3,509 jobs supported. Its SBA lending concentrates in Georgia and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%. 85.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 95
- Scale 84
- Activity 77
- Consistency 87
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Embassy National Bank the right lender for you?
Lenders fund what they know. Embassy National Bank's SBA lending concentrates in Georgia (266 loans) and Accommodation and Food Services (162 loans), at an average loan of $1.3M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $233M
- Headquarters
- Lawrenceville, GA
- FDIC cert
- #58413
- Status
- Active
Where Embassy National Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 266 | $314.3M |
| South Carolina | 26 | $40.5M |
| Florida | 13 | $27.1M |
| Alabama | 17 | $23.8M |
| North Carolina | 12 | $17.7M |
| Mississippi | 3 | $6.3M |
Metro areas where Embassy National Bank funds
What Embassy National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 162 | $264.9M |
| Retail Trade | 108 | $111.9M |
| Health Care and Social Assistance | 21 | $25.3M |
| Other Services | 13 | $8.2M |
| Manufacturing | 5 | $7.3M |
| Agriculture, Forestry, Fishing | 4 | $5.8M |
Embassy National Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 8 | $8.7M |
| 2011 | 37 | $44.4M |
| 2012 | 16 | $17.8M |
| 2013 | 25 | $24.7M |
| 2014 | 25 | $25.1M |
| 2015 | 25 | $20.8M |
| 2016 | 24 | $28.5M |
| 2017 | 20 | $31.3M |
| 2018 | 16 | $27.2M |
| 2019 | 35 | $44.0M |
| 2020 | 33 | $43.4M |
| 2021 | 39 | $51.1M |
| 2022 | 19 | $39.4M |
| 2023 | 3 | $5.6M |
| 2024 | 5 | $5.6M |
| 2025 | 11 | $21.9M |
| 2026 | 3 | $5.3M |
Related SBA lenders
Other lenders active in Georgia or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Embassy National Bank: frequently asked questions
Does Embassy National Bank offer SBA loans?
Yes. Embassy National Bank appears in the public SBA data with 344 funded SBA 7(a) loans totaling $445.0M.
How many SBA loans has Embassy National Bank made?
Embassy National Bank is associated with 344 SBA 7(a) loans totaling $445.0M in the public SBA data (as of 2026-03-31).
What is Embassy National Bank's SBA charge-off rate?
About 0.0% of Embassy National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Embassy National Bank do most of its SBA lending?
Embassy National Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Accommodation and Food Services.
Is Embassy National Bank an SBA Preferred Lender (PLP)?
The loan record shows Embassy National Bank operating under PLP delegated authority: 295 of its 7(a) loans (85.8%) were processed through the Preferred Lenders Program, including 19 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Embassy National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/embassy-national-bank/
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