SBA lending by metro area
SBA lenders in Pittsfield, MA
Which lenders fund Pittsfield-area businesses, how much, and how the market compares with Massachusetts: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Pittsfield area
Ranked by SBA volume funded to businesses located in the Pittsfield metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Bay Colony Development Corporation | 46 | $33.5M | $728K | not reported |
| 2 | Granite State Economic Development Corporation | 47 | $29.2M | $622K | not reported |
| 3 | New England Certified Development Corporation | 15 | $15.8M | $1.1M | not reported |
| 4 | Beacon Bank and Trust | 199 | $14.3M | $72K | 5.03% |
| 5 | Lee Bank | 76 | $11.6M | $153K | 0.00% |
| 6 | MountainOne Bank | 76 | $10.6M | $139K | 0.00% |
| 7 | Adams Community Bank | 36 | $5.6M | $155K | 0.00% |
| 8 | TD Bank, National Association | 37 | $4.6M | $124K | 8.11% |
| 9 | Greylock FCU | 74 | $4.5M | $61K | 5.41% |
| 10 | NBT Bank, National Association | 26 | $4.5M | $174K | 0.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Pittsfield compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Pittsfield area | $64K ▼ 36.1% | 15.0% ▲ 2.1 pts |
| Massachusetts | $100K | 12.9% |
| United States | $179K | 11.2% |
What gets funded in Pittsfield
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 183 | $80.5M |
| Retail Trade | 110 | $27.0M |
| Manufacturing | 54 | $13.7M |
| Arts, Entertainment, Recreation | 28 | $13.6M |
| Professional and Technical Services | 48 | $9.8M |
| Construction | 75 | $9.7M |
| Health Care and Social Assistance | 34 | $8.9M |
| Other Services | 49 | $4.3M |
SBA lending in Pittsfield by year
Geography, precisely
"Pittsfield area" here means the Pittsfield, MA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Berkshire County, MA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.