SBA lender profile
Adams Community Bank
Adams Community Bank appears in the public SBA loan data with 39 funded 7(a) loans since FY2010, totaling $5.9M, an average of $150K per loan, and an estimated 183 jobs supported. Its SBA lending concentrates in Massachusetts and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%. 15.4% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 10
- Activity 31
- Consistency 60
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Adams Community Bank the right lender for you?
Lenders fund what they know. Adams Community Bank's SBA lending concentrates in Massachusetts (39 loans) and Accommodation and Food Services (15 loans), at an average loan of $150K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.0B
- Headquarters
- Adams, MA
- FDIC cert
- #90140
- Status
- Active
Where Adams Community Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 39 | $5.9M |
Metro areas where Adams Community Bank funds
What Adams Community Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 15 | $2.7M |
| Retail Trade | 5 | $730K |
| Other Services | 7 | $631K |
| Arts, Entertainment, Recreation | 1 | $450K |
| Construction | 2 | $375K |
| Health Care and Social Assistance | 1 | $350K |
Adams Community Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2013 | 4 | $1.1M |
| 2014 | 1 | $134K |
| 2015 | 6 | $304K |
| 2016 | 2 | $276K |
| 2018 | 5 | $465K |
| 2020 | 7 | $625K |
| 2021 | 6 | $1.1M |
| 2022 | 2 | $115K |
| 2023 | 1 | $700K |
| 2025 | 5 | $1.0M |
Related SBA lenders
Other lenders active in Massachusetts or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Adams Community Bank: frequently asked questions
Does Adams Community Bank offer SBA loans?
Yes. Adams Community Bank appears in the public SBA data with 39 funded SBA 7(a) loans totaling $5.9M.
How many SBA loans has Adams Community Bank made?
Adams Community Bank is associated with 39 SBA 7(a) loans totaling $5.9M in the public SBA data (as of 2026-03-31).
What is Adams Community Bank's SBA charge-off rate?
About 0.0% of Adams Community Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Adams Community Bank do most of its SBA lending?
Adams Community Bank's SBA lending in the data is most concentrated in Massachusetts, and by industry in Accommodation and Food Services.
Is Adams Community Bank an SBA Preferred Lender (PLP)?
The loan record shows Adams Community Bank operating under PLP delegated authority: 6 of its 7(a) loans (15.4%) were processed through the Preferred Lenders Program, including 5 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Adams Community Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/adams-community-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.